As popular as hard money investors have gotten over the past few years, the number one way to obtain a property is still through lender financing. Yes – the number of investment loan programs and products was greatly reduced immediately after the mortgage collapse, but over the past few years, they have started to come back. If you haven’t looked for a new mortgage in a while, you may be surprised at just how many new or updated programs are out there for investors. Whether you are buying or selling, the more programs that you can take advantage of, the better your investing business will be. Not all of these programs will apply to you or what you want to do, but you never know when you will need to use one of them in a pinch.